NOTICE OF TRUSTEES SALE

Pursuant to the Revised Code of Washington 61.24, ET SEQ.

WE ARE A DEBT COLLECTOR. THIS COMMUNICATION IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Grantor(s): (1) Finlay, James B.

Grantee(s): (1) GOVE, FLOYD HIRAM, JR. (2) JARDINE, KIMBERELY A. Legal Description (abbreviated): TAX 91 IN 8-10-9. Assessors Tax Parcel ID#10090813091

To: Flloyd Hiram Gove, Jr., 55 Parpela Rd. Naselle, WA 98638; Floyd Hiram Gove, Jr., P.O. Box 36, Nahcotta, WA 98637; Kimberely A. Jardine, 55 Parpela Rd., Naselle, WA 98638, Kimberely A. Jardine, P.O. Box 36, Nahcotta, WA 98637. I. NOTICE IS HEREBY GIVEN that the undersigned Trustee will on the 30th day of November, 2012, at the hour of 10:00 a.m. on the front steps of the Pacific County Courthouse, South Bend, Washington, in the City of South Bend, County of Pacific, State of Washington, sell at public auction to the highest and best bidder, payable at the time of sale, the following described real property, situated in the County of Pacific, State of Washington, to-wit: Assessors Parcel Number: 10090813091; Legal description abbreviated: TAX 91 IN 8-10-9; Physical address: Unimproved; EXHIBIT A – LEGAL DESCRIPTION. BEGINNING AT THE SOUTHWEST CORNER OF THE SOUTHWEST QUARTER OF THE NORTHEAST QUARTER OF SECTION 8, TOWNSHIP 10 NORTH, RANGE 9 WEST OF W.M., PACIFIC COUNTY, WASHINGTON; THENCE EAST ALONG THE SOUTH LINE OF THE NORTHEAST QUARTER OF SAID SECTION 8, TO THE WEST LINE OF THE EAST HALF OF THE WEST HALF OF THE SOUTHEAST QUARTER OF THE SOUTHWEST QUARTER OF THE NORTHEAST QUARTER OF SAID SECTION 8; THENCE NORTH TO A POINT 83 FEET SOUTH OF THE NORTH LINE OF THE SOUTHEAST QUARTER OF THE SOUTHWEST QUARTER OF THE NORTHEAST QUARTER OF SAID SECTION 8; THENCE WEST TO THE WEST LINE OF SAID SOUTHEAST QUARTER OF SOUTHWEST QUARTER OF THE NORTHEAST QUARTER OF SAID SECTION 8; THENCE NORTH TO THE SOUTH RIGHT-OF-WAY LINE OF THE NASELLE PARPALA COUNTY ROAD; THENCE NORTHWESTERLY ALONG SAID RIGHT-OF-WAY LINE TO AN INTERSECTION WITH THE WEST LINE OF THE NORTHEAST QUARTER OF SAID SECTION 8; THENCE SOUTH ALONG THE WEST LINE OF THE NORTHEAST QUARTER OF SAID SECTION 8, TO THE POINT OF BEGINNING; EXCEPTING THEREFROM THE RIGHT-OF-WAY FOR THE SMITH ISLAND AND KNAPPTON COUNTY ROAD AS ESTABLISHED IN THE YEAR OF 1896 AND FORMERLY IN USE AS A PUBLIC ROAD; ALSO EXCEPTING THE FOLLOWING DESCRIBED TRACT; COMMENCING AT THE SOUTHWEST CORNER OF THE SOUTHWEST QUARTER OF THE NORTHEAST QUARTER OF SAID SECTION 8, THENCE NORTH ALONG THE WEST LINE OF SAID QUARTER TO AN INTERSECTION WITH THE SOUTH RIGHT-OF-WAY LINE OF THE EXISTING NASELLE-PARPALA COUNTY ROAD AND THE TRUE POINT OF BEGINNING, SAID POINT ALSO BEING THE NORTHWEST CORNER OF A TRACT OF LAND CONVEYED TO BEN WIRKKALA AND INEZ M. WIRKKALA, HIS WIFE, BY DEED DATED AUGUST 1, 1956 AND RECORDED IN VOLUME 170 OF DEEDS AT PAGE 211; THENCE SOUTH ALONG THE WEST LINE OF SAID WIRKKALA TRACT 208 FEET; THENCE SOUTH 80° EAST 210 FEET; THENCE NORTH 17° EAST 238 FEET, MORE OR LESS, TO THE SOUTH RIGHT-OF-WAY LINE OF THE EXISTING NASELLE-PARPALA COUNTY ROAD; THENCE WEST ALONG SAID SOUTH RIGHT-OF-WAY LINE 280 FEET, MORE OR LESS, TO THE TRUE POINT OF BEGINNING; EXCEPTING THEREFROM THE RIGHT-OF-WAY FOR THE SMITH ISLAND AND KNAPPTON COUNTY ROAD AS ESTABLISHED IN THE YEAR 1896 AND FORMERLY IN USE AS A PUBLIC ROAD. ALSO EXCEPT THAT PORTION CONVEYED TO EARLENE MATTSON BY QUIT CLAIM DEED RECORDED MAY 30, 2007 UNDER AUDITOR’S FILE NO. 3103162. APN: 10090813091; which is subject to that certain Deed of Trust recorded June 22, 2007 recorded under Auditors File No. 3139623, records of Pacific County, Washington, from Floyd H. Gove, a single man, and Kimberely A. Jardine, a single woman, as Tenants in Common, as Grantors, to First American Title Insurance Company, as Trustee, to secure an obligation in favor of Raymond Federal Bank, as Beneficiary. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrowers or Grantors default on the obligation secured by the Deed of Trust. III. The defaults for which this foreclosure is made are as follows: Amount Due as of 7/1/2012: $69,778.05; Accrued Interest: $2,219.00; TOTAL: $71,997.05. IV. The sum owing on the obligation secured by the Deed of Trust is: Principal $71,997.05, together with interest as provided in the note or other instrument secured from the 12th day of April, 2012, and such other costs and fees as are due under the note or other instrument secured, and as are provided by statute. V. The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied, regarding title, possession, or encumbrances on the 30th day of November, 2012. The defaults referred to in paragraph III must be cured by the 19th day of November, 2012, (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time on or before 19th day of November, 2012, (11 days before the sale date), the defaults as set forth in paragraph III are cured and the Trustees fees and costs are paid. The sale may be terminated any time after the November 19, 2012 (11 days before the sale date), and before the sale, by the Borrower, Grantor, any Guarantor, or the holder of any recorded junior lien or encumbrance paying the entire principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address: Name/Address: FLOYD HIRAM GOVE, JR. (Single) (as to Note and Deed of Trust) 55 Parpala Rd., Naselle, WA 98638; FLOYD HIRIAM GOVE, JR. (as to Note and Deed of Trust), P.O. Box 36, Nahcotta, WA 98637; KIMBERELY A. JARDINE (as to Note and Deed of Trust), 55 Parpela Rd., Naselle, WA 98638; KIMBERELY A. JARDINE, (as to Note and Deed of Trust) P.O. Box 36, Nahcotta, WA 98637 by both first class and certified mail, on the 2nd day of July, 2012, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served on the 2nd day of July, 2012, with said written Notice of Default, or the written Notice of Default was posted in a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property. IX Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustees sale. X. NOTICE TO OCCUPANTS OR TENANTS: The purchaser at the trustees sale is entitled to possession of the property on the 20th day following the sale, as against the grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. Notice and other personal service may be served on the Trustee at: James B. Finlay, Trustee, 212 Pacific Ave. North, P.O. Box 755, Long Beach, WA 98631.

DATED: August 14, 2012

JAMES B. FINLAY, Trustee

212 Pacific Avenue, North, P.O. Box 755

Long Beach, WA 98631. (360) 642-3108

Published October 31, and November 21, 2012

Legal No. 345-12