NOTICE OF 2021 ANNUAL MEETING

The Annual Meeting of the members of Raymond Federal Bank will be held in the Raymond Office, 202 Duryea Street, Raymond, Washington, in accordance with the Bylaws, at the hour of 10:00 AM on Thursday, October 21, 2021.

The purpose of the meeting will be to receive the Annual Report of the President, the election of two directors to three-year terms, and to consider such other business as may properly come before the meeting.

John P. Marvin, President & CEO

Published October 6 and October 13, 2020

Legal No. 267-21